By Arnold S. Goldstein
Legally defend wealth and estate from complaints, collectors, financial disaster, probate, and different monetary failures, that could by surprise wipe you out.
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Legally shield wealth and estate from proceedings, collectors, financial ruin, probate, and different monetary failures, which may unexpectedly wipe you out.
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Additional info for Asset Protection Made E-Z
Recent advances in computers and Internet technology allow almost unlimited access to your most sensitive personal and financial information. Detailed information describing all of your estate and business interests, the name of your bank and brokerage firm, your account balances and your transaction history can be accessed and assembled without your knowledge or permission. Finding somebody’s real estate is a very simple feat today. Almost every county has computerized its records and the information has been linked to a national database; instead of visiting every county recorder to search its index or trying to guess where property is located (as real estate investigators had to do through the mid-1990s), with a single query, this computer search retrieves all of the real estate records in your name, compiled from every state and county in the country.
This will ensure both correct and consistent answers. Alternatively, tell your spouse as little as possible about your finances. As a judgment debtor, you must answer all questions concerning your assets. But must your spouse? Ordinarily, one spouse cannot be forced to testify against his or her spouse because such spousal communication is generally deemed confidential. This marital privilege, however, does not extend to proceedings to discover assets. Most states will allow creditors to interrogate a non-debtor spouse about the debtor spouse’s financial affairs.
When you must disclose your assets Creditors generally cannot demand information concerning a defendant’s assets until they have a judgment because assets relate only to the ability to pay and are irrelevant to the issue of liability, which must first be decided. Under the rules of evidence, irrelevant matters cannot be pursued. But as a defendant, you must timely object if a creditor improperly attempts to discover your assets before judgment. This A financial profile that creditor tactic may encourage reveals you is critical you to volunteer information information to any you need not furnish.